Transportation

Transportation and logistics businesses operate in an environment where risk is constantly shifting — between carriers, brokers, warehouses, and last-mile providers. Swingle Collins works with trucking companies, freight brokers, 3PLs, and warehousing operations that need insurance programs built around how freight actually moves.

In this industry, exposure often lies in the gray areas. Contracts, contingencies, and custody of goods can shift responsibility quickly, particularly when multiple parties are involved. Our advisors help clients identify these risks and structure insurance programs that align with their operating model — whether the company owns equipment, brokers freight, manages warehousing, or coordinates last-mile delivery.

Contingent exposures are where many programs fail. Broker liability, contingent auto, and cargo responsibilities must be carefully aligned to avoid gaps when claims arise. Swingle Collins specializes in identifying these exposures and structuring programs that clarify responsibility and reduce claim friction between carriers, brokers, and customers.

Beyond program design, our advisors provide proactive guidance around contracts, certificates of insurance, and claims advocacy — ensuring risk management keeps pace with the operational demands of moving freight.

Primary Liability Insurance

• Commercial General Liability
• Auto Liability

Contingent Liability

• Contingent Auto Liability
• Hired & Non-Owned Auto
• Broker / Freight Forwarder Professional Liability

Warehouse & Cargo

• Motor Truck Cargo
• Contingent Cargo
• Warehouse Legal Liability

Workforce & Excess Protection

• Workers’ Compensation
• Umbrella / Excess Liability