Educational Institutions & Social Services

Schools, nonprofits, and social service organizations face unique responsibilities — to their communities, their leadership, and the individuals they serve. At Swingle Collins, we understand the nuances that come with protecting mission-driven organizations while supporting strong governance and operational stability.

We work with educational institutions of all sizes, from daycares to universities, as well as nonprofit and social service organizations with complex leadership structures. Coverage decisions — especially around directors & officers liability and abuse & molestation — require careful attention to detail and a clear understanding of how terms vary widely across the market.

Our Advisors help organizations navigate these complexities with clarity and care. We engage directly with executive leadership and boards to ensure coverage aligns with governance responsibilities, contractual obligations, grant requirements, and day-to-day operational realities. We take a consultative approach, reviewing contracts, aligning coverage with operational realities, and ensuring leadership is protected in a way that supports board recruitment and retention.

Clients value our accessibility and expertise — knowing they have a dedicated Advisor who understands their organization and can guide them through both everyday decisions and critical moments.

Governance & Leadership Coverage

• Directors & Officers (D&O) Liability
• Fiduciary Liability
• Employment Practices Liability (EPLI)
• Crime / Employee Dishonesty (including social engineering)
• Management Liability Packages

Abuse & Safeguarding

• Abuse & Molestation Liability
• Sexual Misconduct Coverage
• Background Screening Advisory
• Volunteer Liability Protection

Core Institutional Coverages

• General Liability (including premises liability)
• Educators Legal Liability
• Professional Liability
• Commercial Property
• Inland Marine (equipment, technology, fine arts)
• Business Interruption & Extra Expense
• Umbrella & Excess Liability

Operational & Emerging Risk

• Cyber Liability (student data, donor databases, HIPAA exposure)
• Data Breach Response & Crisis Management
• Media Liability
• Event Liability
• Special Event Coverage
• Participant Accident Coverage

Social Service–Specific

• Human Services Professional Liability
• Foster Care Liability (if applicable)
• Transportation / Commercial Auto
• Volunteer Accident Coverage