News & Insights

From Sunup to Sundown: A Guide to Solar Farm Insurance

The growth of commercial solar farms showcases the overlap of ingenuity and environmental stewardship. Investment in renewable technology is crucial to minimizing carbon footprints, but it comes with challenges, especially in obtaining sufficient insurance coverage. 

How Fall Protection Benefits Your Workforce & Insurance Premium

As the weather gets warmer, the days get longer, and social calendars fill up, a focus on safety in the workplace often takes a backseat. Due to the increase in incidents in the summer months, the National Safety Council has deemed June its annual National Safety Month.

D Magazine Recognizes Five Swingle Collins Personal Risk Advisors as 2024 Best Insurance Agents

D Magazine named five Swingle Collins & Associates Personal Risk Advisors as Best Insurance Agents. Leslie Elliott, Amy Moore, Linden Chalfant Nelson, Samantha Pate, and Jason M. Pond are all repeating nominees and winners of the award and add the 2024 designation to their impressive lineup of recognitions.

A Look at the Economic Impacts of the DOL’s 2024 Independent Contractor Classification Rule

As of March 11, 2024, the Wage and Hour Division of the DOL released the Final Rule on how companies classify workers and independent contractors.

Swingle Collins & Associates Names Baron Cass and Linden Chalfant Nelson as Shareholders

Swingle Collins & Associates named Baron Cass and Linden Chalfant Nelson as shareholders on April 19, 2024.

Insuring the Unthinkable: Insurance Implications of the Francis Scott Key Bridge Disaster

At 1:28 a.m. on March 26, 2024, cargo ship M/V Dali ran into the Francis Scott Key Bridge, causing the entire structure to collapse and killing at least six people. The insurance industry will feel the resulting implications for decades.

Don’t Mess with Coverage: A Guide to Commercial Property Insurance in Texas

Your commercial property is more than an asset, it's a cornerstone of your business and financial success. 

Here is a thorough review of tools and tactics to help you navigate Texas's ever-tightening commercial property insurance landscape.

How Paul O’Neill Fought For Safety at Alcoa

Swingle Collins & Associates Among Top 100 Property/Casualty Agencies for Eighth Consecutive Year

This annual report ranks agencies by total revenue and is comprised only of agencies whose business is primarily retail, not wholesale. 

Swingle Collins & Associates Named “Top In Category” as a Best Practices Agency

Swingle Collins & Associates has been selected as a Best Practices Agency and named “Top In Category” for 2023!

Swingle Collins & Associates Names Two New Shareholders

8 Simple & Cost Effective Ways to Reduce Your Cyber Risk

Taking these precautions will not only lower your cyber risk, but also lower insurance costs and improve the coverage and capacity offered to you. 

Swingle Collins & Associates Named a Top Personal & Commercial Agency by Chubb

Your Financial Statements Conceal More Risk Than You Think

As a leader in your company, you want to be aware of whether your company’s financials are secure and trustworthy, or vulnerable and risk laden. 

Understanding Your Total Cost of Risk: A Dog’s Tale

A Dog's Tale can teach us a lesson about the importance of understanding the Total Cost of Risk (TCOR).

Swingle Collins Loss Control Powered by STC

Swingle Collins & Associates, backed by the experts at Safety, Training & Compliance (STC), is proud to announce our new Loss Control services. 

Insurance for Amazon Delivery Service Providers (DSP)

Swingle Collins offers comprehensive risk management and employee benefits plans for Delivery Service Partners (DSPs). Securing the proper insurance is only part of the equation. 

Winter Prep — Frozen Pipes, Fires, and Roof Collapse

It’s never too early to prepare your home for winter weather. Here are a few precautions that can prevent or reduce the likelihood of damages and claims. 

What to do During a Car Accident

Your car collides with another vehicle. You're scared and shaken up. Do you know what to do next?

Lasting Lessons from the 2019 Dallas Tornado: The Right Insurer, Right Coverage and Right Agency Matter

There are a lot of myths about tornados, among them that they only hit rural areas. That’s obviously false. Just as false, is the myth that all insurance policies and all insurance agencies are the same. 

Replacement Cost vs. Market Value: Are You Covered?

Determining the correct coverage limit is critical when obtaining homeowners insurance. Unfortunately, it is among the most misunderstood aspects of personal insurance portfolios, leaving many unsuspecting homeowners underinsured and over-exposed. 

Let’s Talk Tesla

Are you considering Elon Musk’s recently developed insurance program for your Tesla?  

You may want to keep reading.  

Pursuing a Preeminent Risk Advisor

It's fair to say that in today's economic climate, many companies across the industry are left wanting more from the performance they're receiving from their risk advisors. Much of this concern revolves around a perception of brokers who are reactive instead of proactive, unwilling to think outside the box, failing to properly analyze their clients' risk factors and financial situations, and have no meaningful market relationships. 

Ordinance or Law: The Increased Cost of a Claim You May Not Be Aware Of

Ordinance or Law refers to any loss or increased costs of a loss caused by regulations or code requirements in the construction or repair of a damaged building. But how much can regulations increase the cost of construction? How often do these codes change? And how much can it affect claim coverage?   

Preparing Unoccupied or Vacant Property for the Winter Months

Most property owners may believe they have coverage for physical damage while their building is empty, but what do they mean by empty? Is the building vacant or unoccupied?

Employment Practices Liability: Wage and Hour | What Restaurateurs Need to Know

Restaurant owners face many risks in their standard day-to-day operations. With lawsuits having doubled in the past decade, how can restaurant owners protect themselves and their business?

Directors & Liability Insurance: What Is It? Do I Need It?

There are common misconceptions that we hear when business owners decline D&O coverage.

Fun in the Sun

Ready for a vacation? This year’s trip may look a little different from the vacations you have enjoyed in the past.

Why Your Business Needs Crime Insurance

You trust your employees. You rarely keep customer data on hand. You have strict protocols for both customers and employees to prevent theft. Why does your business need crime insurance?  

When Icy Temperatures Become a Fire Hazard

Ironically, freezing temperatures can be a fire hazard for a commercial property. As pipes freeze over, fire sprinklers tend to malfunction. Learn what precautions you can take to reduce the risk of your sprinkler pipes bursting.

Hunting and Ranching Insurance Explained

With rural homes and family ranches come unique risks and exposures. The proper coverage is fundamental in protecting your personal property and liability, especially when it comes to complex risks such as hunting leases and shared property, firearms, or recreational vehicles.