Energy

Energy companies operate in a capital-intensive, high-stakes environment where coverage decisions must align with project phases, contractual obligations, lender requirements, and long-term asset protection. Swingle Collins works with energy clients who value expert guidance and a clear understanding of how coverage performs in real-world loss scenarios.

Whether supporting traditional oil and gas operations, midstream infrastructure, power generation, or renewable energy projects, we help clients evaluate risk across development, construction, installation, operations, and maintenance. We understand how indemnification agreements, joint operating agreements, EPC contracts, and project financing structures influence insurance requirements. Our Advisors bring experience in structuring programs that address property, liability, equipment breakdown, business interruption, environmental exposure, and specialty risks tied to complex energy assets.

Many energy companies purchase insurance without fully understanding how it responds. We take the time to explain coverage, review assumptions embedded in policy language, model potential gaps and explore alternative risk transfer options, and align programs with contractual and financial realities.

With Swingle Collins, clients gain a strategic partner who helps them manage risk with intention — not just renew policies.

Property & Physical Assets Insurance

• Energy Property Insurance (onshore & offshore where applicable)
• Boiler & Machinery / Equipment Breakdown
• Delay in Start-Up (DSU)
• Business Interruption (including contingent BI)
• Natural Catastrophe Coverage

Liability & Environmental

• Commercial General Liability
• Excess & Umbrella Liability
• Energy-Specific Liability Forms
• Contractors Pollution Liability
• Environmental / Pollution Legal Liability
• Control of Well (for upstream operations)
• Operator’s Extra Expense (OEE)

Construction & Project Phase

• Builders’ Risk / Course of Construction
• Installation Floater
• Wrap-Up Advisory (OCIP / CCIP)
• Surety & Bond Coordination
• EPC Contract Insurance Structuring

Operational & Contractual

• Contract Review & Risk Transfer Advisory
• Additional Insured & Indemnity Structuring
• Joint Venture / JOA Coverage Coordination
• Non-Owned Auto & Hired Auto
• Marine Cargo & Inland Transit

Executive & Financial Risk

• Directors & Officers (D&O)
• Employment Practices Liability (EPLI)
• Cyber Liability (including operational technology exposure)
• Crime & Social Engineering
• Fiduciary Liability

Alternative Risk Strategies

• Captive Feasibility Analysis
• Structured Risk Programs
• Layered Excess Optimization
• Self-Insured Retention Strategy