Real Estate

Real estate owners and operators face constant change — from market volatility and catastrophic weather events to lender requirements and tenant relationships. Swingle Collins partners with real estate investors, developers, and operators who need a disciplined risk strategy to protect assets and keep stakeholders aligned.

We help clients structure property and liability programs that align with asset values, financing arrangements, and long-term investment strategies. Our advisors regularly review lease and loan documents. We also assist clients with accurate statement of values (SOV) development, catastrophic limit modeling, and program structuring — helping real estate portfolios withstand both market shifts and catastrophic loss scenarios.

Insurance markets for real estate can change quickly. Through disciplined submissions and strong carrier relationships, we help clients navigate market cycles, negotiate competitive terms, and maintain lender compliance.

The result is a program that protects asset value, supports portfolio growth, and keeps ownership, lenders, and tenants aligned.

Property Insurance

• Buildings, improvements, and business personal property
• Replacement cost valuation
• Catastrophe protection (wind, hail, flood where applicable)

General Liability

• Tenant and visitor bodily injury
• Premises liability exposures

Umbrella / Excess Liability

• Additional protection above primary liability limits

Business Income & Extra Expense

• Rental income protection following covered loss
• Expense coverage during restoration

Builder’s Risk

• Protection during construction or renovation

Inland Marine

• Contractor equipment and property in transit

Directors & Officers Liability

• Protection for ownership entities and investment groups

Cyber Liability

• Property management systems
• Tenant data exposure

Employment Practices Liability

• Workforce-related claims

Crime Insurance

• Funds transfer fraud
• Employee dishonesty