Seven Steps to Protect Yourself After an Auto Accident
Imagine you are driving home after a long day at work in rush hour traffic. Cars are carelessly weaving in and out of lanes while rain is pouring down. Suddenly, your car starts skidding on the glass-like puddles after being struck by another car. Your airbag deploys and you come to a screeching stop. What do you do now? If you are not fully prepared to handle such a circumstance you may be unable to remember many of the necessary steps to protect yourself after a collision. Below are the seven vital steps to take after every car accident. Save a copy of these tips in your glove compartment so that you will always be fully prepared for any situation.
Step One: Stop
- Come to a complete stop in the safest area possible and shut off your vehicle.
- In case of minor fender-benders pull your car to the side of the road.
Step Two: Assess
- Check everyone involved in the accident for injuries. If injuries are present immediately call 911 for an ambulance.
- If there are no injuries, call your local police department to repot your location.
- If anyone is in possession of road flares or reflective triangles use caution placing them around the scene of the accident.
Step Three: Gather Information
- Take down the other driver’s name, address, telephone number, driver’s license number, license plate number, and vehicle identification.
- Take photos of the other driver, their driver’s license, and insurance card.
- Record the contact information of any passengers or witnesses.
Step Four: Documentation
- Take photographs of the position of the cars, the passengers, the damage done to all vehicles involved.
- If you don’t have a camera or cell phone, try to write down and describe these same details.
- Make note of weather, traffic conditions, and location.
Steph Five: Report
- Notify your insurance agency as soon as possible, however not while driving.
- Your insurance agency will provide you with further instructions.
Step Six: No Statements
- Do not sign anything, especially those that regard fault of releasing responsibility.
- Save your side of the story for your insurance agent and the police.
Step Seven: Be Prepared
- Be prepared and get insured; speak with Swingle Collins & Associates on becoming an insured driver today. Stop worrying. Start driving.
Swingle, Collins & Associates specializes in personal automobile insurance property and casualty insurance coverage in Dallas, Southlake, Highland Park, and Plano for affluent families and high net worth individuals. The descriptions of personal automobile coverage listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your auto accident coverage needs for property and casualty insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.
The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverage, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.