Safety Checklist for Farm Grounds
The grounds on a farm may include a variety of terrain, including: fields, woods, and roads. From muddy road conditions and ditches to low-hanging tree branches and rocks, farm grounds host a range of hazards that can potentially harm staff and cause damage vehicles and property. Swingle Collins encourages you to review and implement some of the practices from this Safety Checklist for Farm Grounds. Use this Safety Checklist for Farm Grounds to inspect property; work with employees and/or contractors to identify and address areas that may need attention.
- Construct and maintain fences around all open drainage and irrigation ditches.
- Create buffer zones (unplanted or grassed) along ditches so tractors have ample turning and running room.
- Ensure that field bridges are strong enough to support heavy equipment and loaded trucks and wagons. Install side rails on all bridges.
- See that field roadway side slopes are sufficiently gradual so tractors and other vehicles don’t overturn.
- Slope pond shorelines gradually into the water.
- Design terraces with minimum practical side slopes to reduce overturning hazards.
- Warn machinery operators about the overturning hazards of terraces, and instruct them to stay off steep slopes.
- Remove any “tractor tippers,” such as stumps and rocks, from fields.
- Flag any immovable obstacles, and fill or flag all holes.
- Park equipment away from where tractors and other machinery will be driven.
- Remove low tree branches from areas where machinery is driven.
- Instruct equipment operators to cross hillsides carefully at a reduced speed and to watch for gullies or other obstacles that could cause the equipment to overturn.
- Promptly repair washouts to prevent vehicles from getting stuck.
- Construct fences around stilling pools and tailwater ponds, and post appropriate signage to discourage swimming.
- Make sure all drives on the property are free of deep ruts or bumps. Trim or remove trees located alongside drives and lanes to avoid interference when machinery is moved.
- Ensure that employees are aware of overhead power lines when driving or moving tall equipment or when handling or carrying long sections of pipe, metal ladders, etc.
- At intersections and drives, keep all corners clear and plant tall crops far enough back from the road to avoid blocking drivers’ vision. From a truck or car seat, a driver should be able to see at least 700 feet (800 feet on a busy highway) in both directions. Drivers should also be able to see at least 10 feet from the edges of the roadway.
- Install gates wide enough to allow machinery and trucks to enter and exit easily
Swingle, Collins & Associates specializes in farm and ranch insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for farm and ranch insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.
The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.