Fire Prevention for Your Home & Family

Careful planning can often help you avoid loss or injury to your family and property. Follow these fire prevention and safety tips: Fire Prevention

Take Precautionary Measures:

  • Smoke detectors should be installed on each level of your home and outside every sleeping area. We recommend a professionally installed system that wires all detectors to a central alarm so if a fire occurs in a remote area, the signal can be heard throughout the house. If you opt for battery operated smoke alarms, be sure to check the batteries regularly and replace them semi-annually.
  • Multi-purpose fire extinguishers (type ABC) should be kept in areas accessible to the kitchen, furnace, hot water heater, laundry room and garage. Keep at least one extinguisher on each floor of your home and clearly label each extinguisher with the type of fire it is designed to extinguish.

Encourage Family Safety:

  • Establish and practice an escape plan with your entire family.
  • Every family member should know two ways out of every room.
  • Everyone should be able to unlock all doors and windows for quick escape.
  • Predetermine a meeting place outside your home.

If You Use Your Fireplace…

  • Have your chimney professionally inspected and cleaned at the beginning of each heating season and periodically thereafter, depending on the extent of use. This will clear out soot and creosote that cause puffbacks and chimney fires.
  • Always use a fire screen to control flying embers and burn only seasoned hardwood to reduce the potential for creosote buildup.
  • Ashes should be placed only in a metal container and removed from the house immediately.
  • If you have a wood roof or live in a windy area, you should install a spark arrestor for your chimney.

Swingle, Collins & Associates specializes in commercial & personal property and casualty insurance coverage in Dallas, Southlake, Highland Park, and Plano. The descriptions of coverage listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for property and casualty insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.

 

The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverage, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.