Along with your standard Property and casualty Insurance, Social/Human Services & Non-profit organizations need to carry Management & Professional Liability to protect the board of directors and employees.  Crisis Management Liability is another unique coverage that organizations can utilize to protect their reputations.


Insurance Coverage Provided:

General Liability

  • Employees & Volunteers as Additional Insured’s

  • Coverage for fundraising events

  • Abuse & Molestation Coverage

  • Blanket Additional Insured for funding sources & landlords

  • Medical Payments for volunteers included

Professional Liability

  • Separate coverage limits

  • Primary & contingent Liability included for employed, contracted, or volunteer physicians

  • Occurrence or Claims-Made forms available

Umbrella/ Excess Liability

  • Limits up to $50,000,000 available

  • Excess liability for Abuse and Molestation available


  • Owned Autos

  • Hired & non-owned autos

Directors & Officers Liability

  • Defense costs outside the Limit of Liability


  • Adult Day Care

  • Animal Shelters

  • Assisted Living

  • Camps- Day Only & Overnight

  • Community/ Social Services Centers

  • Disability Centers

  • Domestic Abuse Centers

  • Drug & Alcohol Rehabilitation Centers

  • Equestrian Therapy

  • Hospices

  • Human Societies

  • Drug & Alcohol Rehabilitation Centers

  • Special Events

  • Transitional Housing

  • Youth Centers, Clubs & Organizations

  • Weatherization


With our expertise and passion for the nonprofit sector, we help our clients construct a comprehensive Social & Human Services insurance program that provides protection against exposures typically encountered by nonprofit and social/human service organizations.  Please contact us with any questions you might have


Swingle, Collins & Associates specializes in social services and human services insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for assisted living center, rehabilitation center, or youth center insurance please contact your dedicated risk manager to discuss the benefits and services of social services insurance coverage. The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.