Professional firms are constantly at risk of being sued over the services they perform. Even if a lawsuit has no merit, defending against one may be costly. Swingle Collins understands these unique concerns and offers tailored coverage to dozens of types of professional firms. Our team has the knowledge and expertise to protect your firm from the intangible exposures that your business faces every day. At Swingle Collins, we find that a common major exposure for our professional clients appears because of what is excluded from standard insurance policies. Standard general liability policies limit their coverage to claims resulting from bodily injury, property damage, or certain personal injury losses (libel, slander, etc.). Unfortunately, because of the operations a professional firm is likely to undertake, other types of liability claims (such as Improper advice, failure to provide adequate services, or breach of a duty) can arise that may not necessarily be covered by standard general liability policy wording. In these cases we suggest our clients purchase a professional liability or errors and omissions policy to protect against such losses. Such a policy may even be required for your business.

Professional Services Insurance Program - Industries Served

             Accountants                                       Advertising                         Law Firms

- Certified Public Accountants                 - Brand Development            - Corporate Law

- Private or Industrial Accounting           - Creative Initiatives               - Bankruptcy

- Internal Auditing                                    - Public Relations                 - Intellectual Property

- Forensic Accounting                                                                          - Mergers & Acquisitions


   Architects & Engineers                      Business Consultants                             Physicians           

- Computer Aided Design                   - Organizational Development      - Primary Care

- Design-Build                                     - Human Resources                     -Specialized Care Programs

- Structural Engineering                     - Marketing                                    -Doctors Groups/PA

- Mechanical Engineering                  - Change Implementation

- Electrical Engineering


Financial Institutions

- Banks and Credit Unions

- Mortgage and Title Loans

- Asset Managers

- Investment Advisors


professional-servicesProfessional Services Insurance - Available Coverages

  • Property
  • Real property
  • Business personal Property
  • Electronic data Processing
  • Business Income and Extra Expense
  • Boiler & Machinery
  • Utility Interruption
  • Power Lines
  • Communications
  • General Liability
  • Global Extension – Operations Overseas
  • Abuse & Molestation
  • Host Liquor Liability
  • Employee Benefits Liability
  • Commercial Auto
  • Hired/Non-Owned
  • Drive Other Car Coverage
  • Cyber Liability Coverage
  • 1st Party Expense Coverage
  • Cost to Notify
  • Cost to Monitor
  • Reputational Repair
  • 3rd Party Liability
  • Workers Compensation
  • Umbrella and Excess
  • Directors & Officers Liability
  • Outside Directorship Liability
  • Independent Directors Liability
  • Errors & Omissions
  • Lawyers Legal
  • Medical Malpractice
  • Employed Lawyers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime
  • 1st Party Coverage
  • 3rd Party Coverage
  • Kidnap/Ransom & Extortion
  • Group Excess Liability

Swingle, Collins & Associates specializes in professional services insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for public relations, business consultants, or primary care physician insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.

The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.