Swingle Collins & Associates

Personal Umbrella / Excess Liability

Your name, your family's well-being, your home, your property, your savings, your investments and even your future income are all at risk if you do not have an umbrella/excess liability policy. Not all insurance agents understand the insurance options available for fully protecting you and your family. At Swingle Collins & Associates, you can expect your insurance agent to advise you of potential risks and suggest methods of avoiding that risk. Umbrella insurance or excess liability coverage protects you in the event of a personal liability case that attacks your name and your assets. We can offer from $1 million up to $100 million in excess liability for individuals, families and companies. Typically, the cost of adding an excess liability policy to your risk management protection program is equivalent to the cost of one hour with an attorney.

Umbrella liability policies can provide coverage for:

  • Bodily & personal injury

  • Worldwide protection

  • Non-profit work

  • Legal defense

  • Court costs



Swingle, Collins & Associates specializes in umbrella insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for umbrella insurance please contact your dedicated risk manager. The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.