Wildfire Defense and 2013 Drought
Five-hundred ninety-seven counties have been designated The United States Department of Agriculture as disaster areas due to drought. Agriculture Secretary, Tom Vilsack, addressed the matter on January 9, 2013 – citing 597 counties in 14 states as primary natural disaster areas due to drought and heat – putting the United States in one of the worst droughts in our country’s history. These are the first disaster designations made by the U.S. Department of Agriculture in 2013.
The 597 primary counties designated as disaster areas today correspond to the following states: Alabama, 14; Arkansas, 47; Arizona, 4; Colorado, 30; Georgia, 92; Hawaii, 2; Kansas, 88; Oklahoma, 76; Missouri, 31; New Mexico, 19; Nevada, 9; South Carolina, 11; Texas, 157; and Utah, 17. For more information about the specific state designations, visit the Farm Service Agency's disaster designations page.
Farmers are not the only group that will feel the effects of a catastrophic loss due to wildfires. Swingle, Collins & Associates recognized the need for wildfire defense for not only our clients homes but also their ranches and hunting land. Our agents understand that the loss suffered from a wildfire event can be stressful and devastating, which is why our agency encourages clients to opt for enrollment in Chubb’s Wildfire Defense Services, which will automatically deploy a leading fire management organization to help protect your home and prevent you from having to pay out-of-pocket expenses in the event of a wildfire.
Swingle, Collins & Associates agents work hand in hand with Chubb and its representatives to provide enrolled homes with protection from threatening wildfires with the aid of Thermo-Gel. Thermo-Gel is a fire-preventing and heat-absorbing Class A fire-retardant gel. This product clings to glass, metal, roof overhangs and all types of surfaces, creating a gelled water barrier that effectively protects a home or structure for several hours from combustion. The gel is applied when the frontline of a wildfire approaches, and it can be rehydrated to extend effectiveness, as needed.
Once the wildfire threat has passed, the gel is safely removed, typically using a light power washing process. Thermo-Gel is 98% water; it is environmentally compatible and can be used on all types of trees and vegetation. To date, the program has been extremely successful, with millions of dollars worth of property saved from wildfire damage. In the event that conditions become too perilous for wildfire fighters to enter the area, a client’s Chubb homeowners policy would respond to any covered loss in the situation.
Since 1982, Swingle Collins has insured the finest businesses and families in Dallas. We are proud to advocate the Chubb Wildfire Defense in our efforts to provide the most comprehensive coverage and exceptional service to our clients, especially in this season of drought.
To get more information about your Wildfire Risk, please vist http://www.texaswildfirerisk.
Swingle, Collins & Associates specializes in wildfire defense coverage. The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for farm and ranch insurance, or wildfire insurance please contact your dedicated risk manager to discuss the benefits and services of coverage.
The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.