Our movie theatre program was created with every type of theater and cinema in mind, including the traditional movie house, multiplex cinemas, and in-cinema dining theaters.  Our program includes risk management and loss control services.


Property Coverage 

  • Blanket Replacement Cost Coverage (Building & Personal Property)

  • Outdoor Signs

  • Machine Breakdown

  • Business Income & Extra Expense

  • Projector Rooms (including breakdown of projector equipment)

  • Films leased from production studios

  • Films held on consignment

  • Computer Equipment

  • Utility Services – Direct Damage (including overhead lines & business income)

  • Food & Perishable Spoilage Coverage

  • Crime(Internal Theft, Robbery, Burglary, Forgery)

Liability Coverage

  • $1M per occurrence / $2M aggregate limits

  • Fire Legal Liability $300K limit

  • Employee Benefit Liability

  • Liquor Liability

  • Hired/ Non-Owned Liability

  • Food-borne Contamination Coverage

  • Food Contamination Shut-down

Commercial Auto Liability 

  • Uninsured Motorists / Underinsured Motorists limits $1M

  • Bodily Injury / Property Damage Liability $1M Combined Single Limit

Workers Compensation

  • Employer’s Liability Limits $1M


  • Limits available: $10M, $20M, $50M

  • Includes liquor

Executive Protection

  • Employment Practices Liability

  • Cyber / Privacy Liability

  • Directors and Officers Liability

  • Fiduciary Liability

Swingle, Collins & Associates specializes in movie theater insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for machine breakdown, food and perishables spoilage, or projector room insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage. The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.