License & Permit Bonds

License and permit bonds are a specific type of commercial bonding. These bonds are required by government agencies to specify that business owners in certain industries must purchase these bonds before they can be legally licensed. License and permit bonds protect consumers by stipulating that businesses follow all laws and other regulations enforced by federal, state and local government agencies. These bonds cover a variety of industries including:

Alcohol Tax Bond

In many states surety bonds are required of businesses that sell alcohol – guaranteeing that the business will follow licensing laws and pay all taxes.

Appraisal Management Company Bond

Require that appraisal management companies are in line with all laws in place.

Auctioneer Bond

In order for auctioneers to obtain their license in many states, candidates must purchase a surety bond.

Auto Dealer Bond

All states – with the exception of Delaware, Ohio and Vermont – require auto dealers to purchase some type of surety bond.

Collection Agency Bond

Before a collection agency can legally operate in certain states, agency owners must purchase a surety.

Contractor License Bond

Most states require that construction professionals purchase surety bonds before they can be legally licensed.


Before being approved to bill Medicare - durable medical equipment, prosthetics, orthotics suppliers must purchase a surety bond.

Energy Broker Bond

In many states individuals who employ competitive rates to influence clients to move to other energy providers must have a surety bond before being licensed as energy brokers.

Fishing License Bond

Before being able to sell / issue fishing licenses, businesses must purchase a surety bond.

Health Club Bond

In the event that a health club unexpectedly closes – clubs purchase surety bonds to guarantee membership fee reimbursement

Hunting License Bond

Before being able to sell / issue hunting licenses, businesses must purchase a surety bond.

Insurance Broker Bond

In an effort to protect against predatory sales practices, insurance brokers are required by law to purchase a surety bond.

Medical Marijuana Bond

Government agencies require that medical marijuana dispensaries (in some states) file a surety bond with the particular agency that regulates them in their respective state.

Medicaid Bond

In order for a health care provider to be able to bill Medicaid they must file bonds to ensure accurate records are kept and funds are handled appropriately.

MMA Promoter Bond

In order for a sports promoter to promote a specific MMA fighter or event – they must file a surety bond before being licensed.

Money Transmitter Bond

Before a money transmitter can be licensed they must purchase a surety bond.

Mortgage Broker Bond

Brokers, lenders, servicers and originators — must purchase a surety bond before they can be licensed to work in certain states.

Notary Bond

Individuals wishing to become a notary public must purchase a surety bond.

Payday Loan Bond

To guarantee fair lending practices when issuing loans – payday loan companies must purchase surety bonds.

Patient Trust Bond

To guarantee patients' funds are handled appropriately – nursing homes and other types of assisted living facilities must purchase surety bonds.

Preeneed Funeral Bond

To guarantee client funds are handled appropriately – some states require that funeral homes purchase surety bonds

Private School Bond

In the event that a private school closes of is shut down, many private schools are required to purchase surety bonds as a preemptive measure to provide students and their families with financial recourse for tuition already paid.

Professional Employment Organization (PEO) Bond

In an effort to reduce fraud and other instances of malpractice – PEOs in some states are required to purchase surety bonds.

Sign License Bond

Before being licensed, outdoor advertising companies that install signs must purchase a surety bond.

Surplus Lines Broker Bond

Before being licensed, surplus lines brokers must purchase a surety bond.

Telemarketing Bond

In an effort to guarantee these companies do not harass consumers or break other industry laws, government agencies require telemarketing companies to purchase a surety bond

Title Agency Bond

To reinforce industry regulations, government agencies require title agencies to purchase surety bonds.

Travel Agency Bond

To guarantee client funds are handled appropriately – forwarding client payments to the appropriate resort, etc. travel agents must purchase surety bonds.

Used Car Dealer Bond

Several states require a specific surety bond type for used vehicle dealers in addition to regular auto dealer bonds.

Swingle, Collins & Associates specializes in surety bonds. The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your  policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your needs for: surety bonds please contact your dedicated risk manager to discuss benefits and services. The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.