Health Care Insurance Program for Medical Centers and Hospitals

The health care industry faces unique and complex exposures that could be financially devastating if not covered properly. Whether you are a small medical office, primary care physician or a regional hospital, your health care facility or health care organization is at risk in this litigious environment.

We have invested in the resources necessary to provide you, the health care industry client, with the service you need in health care insurance brokerage and risk-management.

In an industry where the human touch is so highly valued, Swingle Collins serves as a hands-on extension of our clients’ risk management departments. We recognize that every health care provider and medical facility is unique in their risk financing and risk control needs, particularly as they confront the revolutionary changes in health care delivery in the U.S. We deliver excellence in managing and reducing total cost of risk through a closely linked health care network, supported by the broad expertise of our dedicated health care wholesalers both domestically and abroad.

Employees, bondholders, regulatory agencies, creditors, customers, competitors, vendors and providers may bring legal action against a health care facility and its board of directors. For decades, medical facilities have faced lawsuits alleging neglect, abuse and medical malpractice. However, there are more recent exposures involving privacy breach, breach of fiduciary duty by the board of directors, and violation of HIPPA regarding secure databases that remind us of the importance of a comprehensive insurance and risk management program for the health care field.  You can trust Swingle Collins to evaluate the insurance needs of your health care business and partner with you using insurance products to mitigate risk.

Industries Served:

  • Medical Offices

    • Audiologist

    • Chiropractor

    • Dietician

    • Optometrist

    • Optometrist

    • Physical Therapist

    • Physician

    • Podiatrist

    • Hospitals

    • Senior Housing

    • Long Term Care facilities

      • Nursing Homes

      • Assisted Living

      • Memory impaired

      • Continuum of care retirement centers (CCRC’s)

      • Hospices

      • Home Health care

      • Clinics

      • Managed Care organizations

      • Health Care captives

      • Medical Center or Spa

        • Ambulatory Surgery

        • Kidney Dialysis

        • Medical Spa

        • Dental Office

          • Orthodontist

          • Laboratory

            • Dental

            • Radiology

Available Coverages:

  • Defense costs for requests of the return of government funding

  • Broad definition of insured

  • Sublimit for EMTALA claims

  • Defense costs in connection with violations of IRS Code of 1986

  • Commercial Auto

    • Emergency vehicle coverage

    • General Liability

      • Employee Benefits Liability

      • Cyber Liability

      • Reimbursement of Legal Expenses for Disposal of Medical Waste

      • Property

        • Business Income

        • Property in transit

        • Machinery/Equipment Breakdown

        • Spoilage – Perishable Medicines and Medical Supplies

        • Valuable papers and records

        • Dependent properties

        • Loss of utilities

        • Forgery

        • Electronic Vandalism

        • Commercial Umbrella

        • Inland Marine

          • Property in transit

          • Builders risk

          • Kidnap/Ransom and Extortion

          • Crime

          • Fiduciary Liability

          • Directors and Officers

            • Outside directorship liability

            • Employed Lawyers Professional Liability

            • Workplace violence expense

            • Inland Marine

            • Cyber/Privacy

            • Errors and Omissions

            • Employment Practices Liability

            • Pollution

            • Abuse and Molestation coverage

            • International casualty insurance

            • Workers Compensation

Swingle, Collins & Associates specializes in health care insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for medical office, hospital, or hospice insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.

The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.