The health care industry faces unique and complex exposures that could be financially devastating if not covered properly.

Whether you are a small medical office, primary care physician, or a regional hospital, your health care facility or health care organization is at risk in this litigious environment.

We have invested in the resources necessary to provide you, the health care industry client, with the service you need in health care insurance brokerage and risk-management.

Employees, bondholders, regulatory agencies, creditors, customers, competitors, vendors and providers may bring legal action against a health care facility and its board of directors. For decades, medical facilities have faced lawsuits alleging neglect, abuse and medical malpractice. However, there are more recent exposures involving privacy breach, breach of fiduciary duty by the board of directors, and violation of HIPPA regarding secure databases that remind us of the importance of a comprehensive insurance and risk management program for the health care field. 

You can trust Swingle Collins to evaluate the insurance needs of your health care business and partner with you using insurance products to mitigate risk.


Industries Served:

  • Medical Offices

    • Audiologist

    • Chiropractor

    • Dietician

    • Optometrist

    • Physical Therapist

    • Physician

    • Podiatrist

    • Hospitals

    • Senior Housing

    • Long Term Care facilities

      • Nursing Homes

      • Assisted Living

      • Memory impaired

      • Continuum of care retirement centers (CCRC’s)

      • Hospices

      • Home Health care

      • Clinics

      • Managed Care organizations

      • Health Care captives

      • Medical Center or Spa

        • Ambulatory Surgery

        • Kidney Dialysis

        • Medical Spa

        • Dental Office

          • Orthodontist

          • Laboratory

            • Dental

            • Radiology


Available Coverages:

  • Defense costs for requests of the return of government funding

  • Broad definition of insured

  • Sublimit for EMTALA claims

  • Defense costs in connection with violations of IRS Code of 1986

  • Commercial Auto

    • Emergency vehicle coverage

    • General Liability

      • Employee Benefits Liability

      • Cyber Liability

      • Reimbursement of Legal Expenses for Disposal of Medical Waste

      • Property

        • Business Income

        • Property in transit

        • Machinery/Equipment Breakdown

        • Spoilage – Perishable Medicines and Medical Supplies

        • Valuable papers and records

        • Dependent properties

        • Loss of utilities

        • Forgery

        • Electronic Vandalism

        • Commercial Umbrella

        • Inland Marine

          • Property in transit

          • Builders risk

          • Kidnap/Ransom and Extortion

          • Crime

          • Fiduciary Liability

          • Directors and Officers

            • Outside directorship liability

            • Employed Lawyers Professional Liability

            • Workplace violence expense

            • Inland Marine

            • Cyber/Privacy

            • Errors and Omissions

            • Employment Practices Liability

            • Pollution

            • Abuse and Molestation coverage

            • International casualty insurance

            • Workers Compensation