The health care industry faces unique and complex exposures that could be financially devastating if not covered properly.
Whether you are a small medical office, primary care physician, or a regional hospital, your health care facility or health care organization is at risk in this litigious environment.
We have invested in the resources necessary to provide you, the health care industry client, with the service you need in health care insurance brokerage and risk-management.
Employees, bondholders, regulatory agencies, creditors, customers, competitors, vendors and providers may bring legal action against a health care facility and its board of directors. For decades, medical facilities have faced lawsuits alleging neglect, abuse and medical malpractice. However, there are more recent exposures involving privacy breach, breach of fiduciary duty by the board of directors, and violation of HIPPA regarding secure databases that remind us of the importance of a comprehensive insurance and risk management program for the health care field.
You can trust Swingle Collins to evaluate the insurance needs of your health care business and partner with you using insurance products to mitigate risk.
Long Term Care facilities
Continuum of care retirement centers (CCRC’s)
Home Health care
Managed Care organizations
Health Care captives
Medical Center or Spa
Defense costs for requests of the return of government funding
Broad definition of insured
Sublimit for EMTALA claims
Defense costs in connection with violations of IRS Code of 1986
Emergency vehicle coverage
Employee Benefits Liability
Reimbursement of Legal Expenses for Disposal of Medical Waste
Property in transit
Spoilage – Perishable Medicines and Medical Supplies
Valuable papers and records
Loss of utilities
Property in transit
Kidnap/Ransom and Extortion
Directors and Officers
Outside directorship liability
Employed Lawyers Professional Liability
Workplace violence expense
Errors and Omissions
Employment Practices Liability
Abuse and Molestation coverage
International casualty insurance