HOSPITAL, DOCTOR & MEDICAL FACILITY INSURANCE

Small medical offices, primary care physicians, and regional hospitals have high risk exposures, as employees, bondholders, regulatory agencies, creditors, customers, competitors, vendors or providers may bring legal action against the health care facility and its board of directors. Medical facilities face lawsuits alleging neglect, abuse and medical malpractice, privacy breach, breach of fiduciary duty by the board of directors, and violation of HIPAA regarding secure databases. A comprehensive insurance and risk management program is imperative for anyone in the healthcare field. 

 

 

MARKETS Served:

  • Medical Offices

    • Audiologist

    • Chiropractor

    • Dietician

    • Optometrist

    • Physical Therapist

    • Physician

    • Podiatrist

    • Hospitals

    • Senior Housing

    • Long Term Care facilities

      • Nursing Homes

      • Assisted Living

      • Memory impaired

      • Continuum of care retirement centers (CCRC’s)

      • Hospices

      • Home Health care

      • Clinics

      • Managed Care organizations

      • Health Care captives

      • Medical Center or Spa

        • Ambulatory Surgery

        • Kidney Dialysis

        • Medical Spa

        • Dental Office

          • Orthodontist

          • Laboratory

            • Dental

            • Radiology

Available Coverages:

  • Defense costs for requests of the return of government funding

  • Broad definition of insured

  • Sublimit for EMTALA claims

  • Defense costs in connection with violations of IRS Code of 1986

  • Commercial Auto

    • Emergency vehicle coverage

    • General Liability

      • Employee Benefits Liability

      • Cyber Liability

      • Reimbursement of Legal Expenses for Disposal of Medical Waste

      • Property

        • Business Income

        • Property in transit

        • Machinery/Equipment Breakdown

        • Spoilage – Perishable Medicines and Medical Supplies

        • Valuable papers and records

        • Dependent properties

        • Loss of utilities

        • Forgery

        • Electronic Vandalism

        • Commercial Umbrella

        • Inland Marine

          • Property in transit

          • Builders risk

          • Kidnap/Ransom and Extortion

          • Crime

          • Fiduciary Liability

          • Directors and Officers

            • Outside directorship liability

            • Employed Lawyers Professional Liability

            • Workplace violence expense

            • Inland Marine

            • Cyber/Privacy

            • Errors and Omissions

            • Employment Practices Liability

            • Pollution

            • Abuse and Molestation coverage

            • International casualty insurance

            • Workers Compensation

 

Swingle, Collins & Associates specializes in Medical Facility/Doctor/Hospital/Healthcare Industry Insurance coverage. The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for Medical Facility/Doctor/Hospital/Healthcare Industry Insurance please contact your dedicated risk manager to discuss the benefits and services of Medical Facility/Doctor/Hospital/Healthcare Industry Insurance coverage. The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.