Education Insurance

 education insurance

education insurance

Swingle Collins & Associates specializes in providing great education insurance coverage. We take a special commitment one step further with our Education Insurance Program, because nothing is more important to us than our children and the schools that care for them. Tragedies do occur, and we understand that the minutes directly following an incident can be the most costly, both financially and mentally.

Education Insurance coverage:

General Liability Enhancements to education insurance

  • School Broadcasting and Publication Activities

  • Fellow Employee Coverage

  • Blanket Additional Insured

  • Unlimited Failure to Disclose Hazards

  • General Aggregate - Per School Location

  • Bodily Injury Redefined to Include Mental Anguish

  • Employee Benefits Liability

  • Commercial Automobile coverage for schools

  • Driving School Coverage

  • School Employees are Insured’s

  • International Liability

  • Garage Keepers' Liability

  • Worker's Compensation

    • Employers' Liability

    • International Repatriation

    • 24 hour Coverage

    • Special Liability

      • Sexual Misconduct and Molestation Liability

        • Separate Limited of Liability

        • Innocent Party Defense Coverage

        • School and Educators Legal Liability

          • Claims-Made Coverage

          • Worldwide Coverage Territory

          • Trustees, Board Members, Employees, Substitute Teachers, Volunteer Workers and Student Teachers are included as insured

          • Law Enforcement Professional Liability

Do You Need Education Insurance?

Every School needs to carry Commercial Property and Causality Insurance to protect its property, employees, and most especially the children who attend.

Why Swingle, Collins & Associates?

Swingle Collins has identified the unique exposures associated with schools. We partner with insurance carriers to provide you comprehensive educational insurance solutions custom-made for schools.  We have procured the broadest coverage to insure against claims such as sexual abuse and molestation, school and educator’s liability and law enforcement liability. Whatever keeps an educator up at night, Swingle Collins strives to address those potential concerns.  For further details about our specialized education insurance programs for schools, please contact us today.

Education Insurance - Industries Served

  • Private Schools

  • Public Schools

  • Charter Schools

  • Church-Affiliated Schools

  • Vocational Schools

  • Community Colleges

  • Small Private or Public Colleges

  • Mothers Day Out Programs

  • Educational Testing Centers

  • Special Need Schools

  • Driving Schools

  • Montessori Schools

Full Listing of Available Coverages

  • General Liability- Enhancements

  • School Broadcasting and Publication Activities

  • Fellow Employee Coverage

  • Blanket Additional Insured

  • Unlimited Failure to Disclose Hazards

  • General Aggregate- Per Location

  • Bodily Injury Redefined to Include Mental Anguish

  • Employee Benefits Liability

  • Commercial Automobile

  • Driving School Coverage

  • School Employees are Insured’s

  • International Liability

  • Garage Keepers Liability

  • Workers Compensation

  • Employers Liability

  • International Repatriation

  • 24 hour Coverage

  • Special Liability

  • Sexual Misconduct and Molestation Liability

  • Separate Limited of Liability

  • Innocent Party Defense Coverage

  • School and Educators Legal Liability

  • Claims-Made Coverage

  • Worldwide Coverage Territory

  • Trustees, Board Members, Employees, Substitute Teachers, Volunteer Workers and Student Teachers are included as insured’s

  • Coverage for administrative or regulatory proceedings established under federal, state or local laws

  • Law Enforcement Professional Liability

    • School’s Board of Governors, Board of Education, Board of Trustees or Commission, Employees and Volunteers are included as insured’s.

    • Cyber Liability Coverage

      • 1st party expense Coverage

        • Cost to Notify

        • Cost to Monitor

        • Reputational Repair

        • 3rd Party Liability

        • Inland Marine

          • Equipment Floater- Includes Instruments and Athletic Gear

          • Signs

          • Excess Liability

            • Includes coverage for General Liability, Automobile Liability, Employers Liability, Sexual Misconduct and Molestation Liability, School & Educators Professional Liability and Law Enforcement Professional Liability.

            • Student Accident

            • Emergency Event Management

              • Emergency Event Communication Expense

              • Emergency Event Business Income (and Extra Expense)

              • Post Emergency Event Expense

              • Emergency Event Management- Responds To:

                • Actual or attempted violent acts

                • Premises contamination from bacterial micro-organisms transmitted through human contact with food. This also includes interruption of operations due to the hepatitis virus, legionnaire’s disease and/or noroviruses (a family of airborne stomach flu viruses). No other diseases or illnesses are covered.

                • Suspension of operations due to contaminated food

                • Specified felonies, such as child abduction, sexual assault, or criminal use of a firearm

                • Other emergency incidents such as fire, explosion, workplace accident that results in adverse regional or national news coverage of the insured’s business

Swingle, Collins & Associates specializes in education insurance coverage and insurance for schools. The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for private school, driving school, or vocational school insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.

The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.