SWINGLE COLLINS & ASSOCIATES

Education Insurance

Every school needs to carry commercial property and casualty insurance to protect its property, employees, and most especially the children who attend.

Markets Served:

  • Private Schools

  • Public Schools

  • Charter Schools

  • Church-Affiliated Schools

  • Vocational Schools

  • Community Colleges

  • Small Private or Public Colleges

  • Mothers Day Out Programs

  • Educational Testing Centers

  • Special Need Schools

  • Driving Schools

  • Montessori Schools

Education Insurance coverage:

  • General Liability Enhancements to education insurance

  • School Broadcasting and Publication Activities

  • Fellow Employee Coverage

  • Blanket Additional Insured

  • Unlimited Failure to Disclose Hazards

  • General Aggregate - Per School Location

  • Bodily Injury Redefined to Include Mental Anguish

  • Employee Benefits Liability

  • Commercial Automobile coverage for schools

  • Driving School Coverage

  • School Employees are Insured’s

  • International Liability

  • Garage Keepers' Liability

  • Worker's Compensation

    • Employers' Liability

    • International Repatriation

    • 24 hour Coverage

    • Special Liability

      • Sexual Misconduct and Molestation Liability

        • Separate Limited of Liability

        • Innocent Party Defense Coverage

        • School and Educators Legal Liability

          • Claims-Made Coverage

          • Worldwide Coverage Territory

          • Trustees, Board Members, Employees, Substitute Teachers, Volunteer Workers and Student Teachers are included as insured

          • Law Enforcement Professional Liability

Full Listing of Available Coverages:

  • General Liability- Enhancements

  • School Broadcasting and Publication Activities

  • Fellow Employee Coverage

  • Blanket Additional Insured

  • Unlimited Failure to Disclose Hazards

  • General Aggregate- Per Location

  • Bodily Injury Redefined to Include Mental Anguish

  • Employee Benefits Liability

  • Commercial Automobile

  • Driving School Coverage

  • School Employees are Insured’s

  • International Liability

  • Garage Keepers Liability

  • Workers Compensation

  • Employers Liability

  • International Repatriation

  • 24 hour Coverage

  • Special Liability

  • Sexual Misconduct and Molestation Liability

  • Separate Limited of Liability

  • Innocent Party Defense Coverage

  • School and Educators Legal Liability

  • Claims-Made Coverage

  • Worldwide Coverage Territory

  • Trustees, Board Members, Employees, Substitute Teachers, Volunteer Workers and Student Teachers are included as insured’s

  • Coverage for administrative or regulatory proceedings established under federal, state or local laws

  • Law Enforcement Professional Liability

    • School’s Board of Governors, Board of Education, Board of Trustees or Commission, Employees and Volunteers are included as insured’s.

    • Cyber Liability Coverage

      • 1st party expense Coverage

        • Cost to Notify

        • Cost to Monitor

        • Reputational Repair

        • 3rd Party Liability

        • Inland Marine

          • Equipment Floater- Includes Instruments and Athletic Gear

          • Signs

          • Excess Liability

            • Includes coverage for General Liability, Automobile Liability, Employers Liability, Sexual Misconduct and Molestation Liability, School & Educators Professional Liability and Law Enforcement Professional Liability.

            • Student Accident

            • Emergency Event Management

              • Emergency Event Communication Expense

              • Emergency Event Business Income (and Extra Expense)

              • Post Emergency Event Expense

              • Emergency Event Management- Responds To:

                • Actual or attempted violent acts

                • Premises contamination from bacterial micro-organisms transmitted through human contact with food. This also includes interruption of operations due to the hepatitis virus, legionnaire’s disease and/or noroviruses (a family of airborne stomach flu viruses). No other diseases or illnesses are covered.

                • Suspension of operations due to contaminated food

                • Specified felonies, such as child abduction, sexual assault, or criminal use of a firearm

                • Other emergency incidents such as fire, explosion, workplace accident that results in adverse regional or national news coverage of the insured’s business