As risky as racing a collector car can be, an even bigger risk exists if that car is not properly covered while off of the track – 99% of the time collector cars are not racing around the track. Instead they are in storage, in transit to races, on display in the paddock or perhaps out for a leisurely drive. Over 60% of losses involving collector cars occur when the vehicle is not being driven. Swingle Collins & Associates specializes in collector car insurance. An individual may assume that a collector car is covered by the auto policy they have on the truck used to haul the car trailer. They may think the car is covered by their homeowners’ policy when it is parked in the garage, unfortunately, this is not the case.
The advantage of working with a Swingle Collins & Associates agent is that they walk clients through what coverage they need, how that coverage protects them along with identifying any gaps that may have existed with their previous policies.