Negligence in Services Provided

Two cyclists were participants in a multi-day bike race run by an insured to raise money for the insured's organization. A volunteer of the insured with no formal training and only using a course map was stationed at an intersection corner and waved one of the cyclists through. As the cyclist crossed over, a semi-truck struck and killed him. There was only one sign a short distance away from the intersection warning drivers of crossing cyclists. Potential Liability $1,070,000.