Swingle Collins & Associates conducts comprehensive evaluations of your commercial or personal aviation insurance needs. We review and discuss named insureds, independent contractors, pilot requirements, declarations pages and policy language, purpose or use of the aircraft, and destinations.
If your current agent isn’t addressing each of these topics specifically, you may not be properly protected.
Our aviation team will review your current insurance program and help you compare coverage options, premium savings, and carrier differences. Many clients will find that the purpose for which the aircraft is used may not be covered by their current policy. Additionally, most aircraft policies cover flights only in the Continental US, excluding Alaska. Special insurance is required for flights to Mexico.
Regardless of the commercial aviation exposure, Swingle Collins & Associates can offer personalized coverage through aircraft liability, hangar keepers, completed products, rental, instruction, fixed base operator, airport liability, or private air park insurance.
Swingle Collins & Associates can provide a wide variety of fixed wing and rotor wing aircraft insurance solutions, including:
Light Sport Aircraft
Comprehensive Hull Coverage
High Liability Limits
Excess Liability Coverage Over Personal Aircraft & Fractional Ownerships
Coverage For Your Hangar, Pilot, & Crew
Personal or recreational aviation account for 76% of fatal aviation accidents.
Proper coverage is vital.
Most umbrella policies specifically exclude aviation exposures.
Some additional areas of concern for aviation insurance include:
Pilot Experience Vs. Aviation Insurer Requirements
Named Pilot Warranty Vs. Open Pilot Warranty
Usage- Stunt, Business, Pleasure
Independent Contractors Exclusion
Domestic Vs. Foreign Flights
“All life is the management of risk, not its elimination”
— Walter Wriston