Auto Dealer Insurance and Auto Services Insurances


From franchised auto dealers to a general auto service repair garage, automotive businesses face a myriad of potential risk situations. The coverages available are complex, and it takes an experienced agent to piece together the puzzle that fits your unique risk and manage an auto dealer insurance program or service shop insurance program.

Swingle Collins and Associates insures some of the longest tenured auto dealers in North Texas, both single and multiple location groups, as well as many of the related auto service companies. We provide a sound risk management approach for auto dealer insurance and auto service insurance which helps locate potential problems before they become serious claims.

Those involved in automotive-related industries have a unique set of risks that can easily go uncovered. From garage service station bays, expansive window and sign displays, diagnostic computer equipment, all the way down to mechanic’s tools, there can be huge property schedules subject to common exposures as well as more specific threats such as machinery breakdown. Alongside the property risks to buildings, contents, and garage equipment, the Garage Liability and Garage Keepers, stands out as another coverage that should be chosen with an experienced hand.

No two auto dealers or service shops are the same, and these are just a few general items out of our more comprehensive auto dealer insurance and service insurance program that we are able to tailor to each individual operation’s needs. Swingle Collins and Associates will take the time to understand what your operations need and value, so that we can build the right insurance program for you.

Industries Served

  • Franchised Dealerships

  • Non-Franchised/Used Dealerships

  • Truck/RV/Equipment Dealerships

  • Air Conditioning System Service or Repair

  • Alignment & Brakes

  • Auto Body Repair

  • Auto Parts & Supplies

  • Brake Service Centers

  • Car Washes

  • General Automotive Service or Repair

  • Muffler Shops

  • Paint Shops

  • Quick Lubes

  • Radiator Service or Repair

  • Tire Dealers

  • Transmission Service or Repair

  • Related Operations

Coverage Available

  • Garage Liability

  • Garage Keepers

  • Dealers Open Lot- -Auto Physical Damage

  • Drive Other Car

  • Truth in Lending/Leasing E&O

  • False Pretense (Trick and Device)

  • Federal Odometer Statute (E&O)

  • Title (E&O)

  • Drive Away Collision

  • Insurance Agents (E&O)

  • Floor Plan

  • Personal Property

  • Mechanics Tools

  • Electronic Data Processing

  • Machinery Breakdown

  • Work Bays

  • PollutionSudden and accidental

  • 1st party Remediation

  • On site 3rd Party Liability

  • Off Site 3rd Party Liability

Swingle, Collins & Associates specializes in auto dealers and auto services insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for garage liability, brake service center, or franchised dealership insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage. The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.