Our Architect and Engineer insurance coverage is comprehensive coverage that can Exceed an architect’s or engineer’s professional liability insurance needs. Because architects and engineers are likely not bondable and do not have product inventory like manufacturers or retailers, a professional liability insurance policy is likely their largest asset. The policy for architects and engineers itself will generally serve as a prerequisite to be considered for more desirable contracts, projects or clients. This means that such coverage, in addition to providing exceptional liability protection itself, is in fact a competitive advantage for architects and engineering firms.

Industries Served:

  • Architecture

  • Electrical Engineering

  • Mechanical Engineering

  • Heating, Ventilation and Air Conditioning Engineering

  • Civil Engineering

  • Traffic Engineering

  • Interior Design

  • Land Surveying (not “moonlighting”)

  • Aerial Mapping

  • Landscape Architects


Available Coverage:

  • Non-cancelable policy

  • Automatic ERP: Free 60-day discovery

  • Design/build coverage for professional services

  • Innocent principals coverage

  • Time Delays caused by professional services

  • Worldwide Coverage with suits brought within the U.S.

  • Broad definition of professional services

  • Mold coverage for professional services

  • Applies excess of a specific project policy

  • Valuable Papers - Blue Prints

  • International Coverage

  • Liability

  • Kidnap & Ransom

  • Equipment Floater

  • Emergency Medical,

  • Personal Travel

  • Security Assistance

  • Valuable Papers

  • Professional Liability

  • Asbestos exclusion deleted

  • Automatic 30 days of coverage for newly acquired entities

  • Pollution Coverage for professional services

  • Consent to settle

  • Coverage for ADA/FHA/OSHA claims: $25,000 defense costs plus up to $250/day for salaries and expenses

  • Punitive Damages unless prohibited by law

  • Free Pre-Claims Assistance (deductible does not apply unless a claim is made)

  • Circumstance reporting coverage

  • No Hammer Clause

  • Blanket contractual liability coverage

  • Full prior acts coverage for eligible firms

  • Mediation deductible credits 50%–$25,000 max credit

  • Loss of Earnings Reimbursement $15,000/claim

  • Retired partner, officer, director, shareholder or employee

  • Extended Reporting Period — minimum of one year or as required by state law

  • Negligent violation of copyrights, patents and trademark