Property and Casualty Insurance in North Texas
Careful planning can often help you avoid loss or injury to your family and property. Follow these fire prevention and safety tips: Take Precautionary Measures: Smoke detectors should be installed on each level of your home and outside every sleeping area. We recommend a professionally installed system that wires all detectors to a central Continue Reading …
Below is a check list of policies or information you will need consider when collecting documents for our insurance agency’s review. Any or all of the documents below will be helpful in creating a comprehensive coverage program to protect your family’s assets. Understand you might not have all of the policies or exposure listed below, but Continue Reading …
A packaged software company operates a chat room where customers can ask questions about their products and share ideas about how to optimize their use. In the chat room, an employee of the company makes disparaging statements about a competitor. The competitor becomes aware of this and sues the software company for not removing the content from Continue Reading …
In the middle of winter, pipes burst in a Buffalo, New York manufacturing plant, damaging their equipment. Investigators discover that the heating system failed to activate due to a problem with the programming done by the insured. Continue Reading …
The Insured travels overseas to London, often for several weeks at a time. While there, they lease phones, furniture, computers, etc. During one of these excursions, their leased property is damaged by a fire. Standard insurance policies exclude coverage for this exposure. Continue Reading …
A fire damages a plant in Oregon that supplies an electronic manufacturer with components. The supplier's fire causes a disruption in the flow of materials to the Insured, which suffers a $75,000 loss of income resulting from a delay in delivering their final product. Continue Reading …
A property owner received a letter from an attorney that said a lady had fallen at one of his mini warehouse locations the previous week. She went to the emergency room and had a $1,700 bill and wanted the owner to reimburse her. The property owner doubted that the accident happened on his property because he never heard about it and didn’t Continue Reading …
A Mini Storage owner had been with the same carrier for almost a decade and knew by heart that he had a $1,000 deductible. A big hail storm went through the city and struck two of his complexes. After calling his agent he was surprised to find out that the carrier had changed his policy three years ago, and it now included a 2% wind and hail Continue Reading …
A lease operator or well owner can experience a flow line break, with resulting Pollution. If the loss is not controlled or discovered immediately, oil can flow to adjoining properties or waterways. A contractor working on a well can also break a flow line or valve causing a spill, with damage to property of others. Oil storage tanks at a well Continue Reading …
It’s risky business, not having fiduciary liability insurance. Business owners and upper-level management who choose and administer retirement funds and health care plans for their companies are putting their personal assets in danger if they are not covered. Companies that offer employee benefits and retirement accounts are held accountable Continue Reading …