Property and Casualty Insurance in North Texas
Imagine this….The Texas Wildfires are fast approaching your Possum Kingdom lake house. What goes through your mind? “Get to Safety, This is why I buy insurance, right?” Fire is a covered cause of loss, but imagine how furious you would be if you found out after your house had burned to the ground that preventative measures could have Continue Reading …
If you own a house that is located along the ocean, bay or within a coastal county, your home may be vulnerable to wind damage caused by a hurricane or Nor' Easter. It is important to take preventative measures to help protect your family, home and possessions. Here are some things you can do: Measures to Consider if Renovating or Building a Continue Reading …
You should have an amount of insurance that is sufficient to either rebuild your building (“replacement cost coverage”) or purchase a similar building at another location suitable for your business (“actual cash value coverage”), in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe. One of the Continue Reading …
Chris Peterie has been named the risk management expert at Core24, a network of twenty-four Dallas professionals. Each professional at Core 24 is considered an expert in his field, and Mr. Peterie is the only insurance professional listed by the site. "There was no question that when Core24 wanted to represent a most exceptional risk management Continue Reading …
Do I need special coverage for my GPS, computer, DVD player and other electronic equipment in my commercial vehicle? The mobile nature of business today has created a need for businesses to put communication and other electronic devices in their company vehicles. TVs, DVD players, GPS devices, satellite radio receivers, VCRs, CD players, Continue Reading …
What is the difference between Personal Injury Protection and Medical Payments insurance coverage? If I have workers’ compensation insurance, why do I need either? How about Uninsured Motorists coverage? These are great questions that our customers ask frequently. You understand the need for auto liability and physical damage insurance. Continue Reading …
If I have health insurance, why do I need Personal Injury Protection or Medical Payments coverage on my auto policy? Personal Injury Protection (PIP) coverage provides payment for medical bills, funeral expenses, lost wages or replacement services (for homemakers) if you or a member of your family are injured in an auto accident. This coverage Continue Reading …
Why is my neighbor's homeowners insurance premium less than my homeowners insurance premium? Homeowners policies are like cars. There are different types with different options. And all of those options affect the premium. Your neighbor may have chosen a higher deductible, or chosen to buy a policy that does not provide as much coverage, or chosen Continue Reading …
How much insurance do I need on my home? You should have an amount of insurance that is sufficient to rebuild your home in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe. It’s estimated that about 60 percent of American homes are underinsured by an average of 22 percent, according to a company Continue Reading …
My son (daughter) is leaving home in North Texas to attend college this fall. Will my auto and homeowners insurance policies cover him (her) while at college? When college students move from home to their home-away-from-home, a rented dorm or apartment, insurance issues can arise and should be addressed before they leave home. One key Continue Reading …