Property and Casualty Insurance in North Texas
My teenager just received a license to drive. Do I need to add him/her to my policy now? Will it increase my premium? The short answers are “yes” and “yes.” Most personal automobile insurance policies written in Texas extend liability coverage to anyone using a covered auto with your permission, including children when they begin to Continue Reading …
I am taking my family on vacation this summer and we may travel to a foreign country. Will I need any special insurance to cover my personal property and liability? Vacations, whether taken in the summer or the winter, can pose unusual risks you don’t encounter every day, especially when you travel out of the country. If your fishing skills Continue Reading …
Imagine this….The Texas Wildfires are fast approaching your Possum Kingdom lake house. What goes through your mind? “Get to Safety, This is why I buy insurance, right?” Fire is a covered cause of loss, but imagine how furious you would be if you found out after your house had burned to the ground that preventative measures could have Continue Reading …
Chris Peterie has been named the risk management expert at Core24, a network of twenty-four Dallas professionals. Each professional at Core 24 is considered an expert in his field, and Mr. Peterie is the only insurance professional listed by the site. "There was no question that when Core24 wanted to represent a most exceptional risk management Continue Reading …
I want to thank Swingle Collins & Associates for the excellent and professional way you have handled my personal insurance needs. I certainly appreciate the reduction in my annual premiums with additional coverage. I am looking forward to the personable service you have offered concerningclaim, service, or just a questions regarding my Continue Reading …
DALLAS – Swingle Collins & Associates has once again been selected to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Only 224 independent agencies throughout the Continue Reading …
Do I need special coverage for my GPS, computer, DVD player and other electronic equipment in my commercial vehicle? The mobile nature of business today has created a need for businesses to put communication and other electronic devices in their company vehicles. TVs, DVD players, GPS devices, satellite radio receivers, VCRs, CD players, Continue Reading …
Why do I have to carry so much insurance on my commercial property? Your policy contains what is called a coinsurance provision. Coinsurance is essentially an agreement between you and the insurance company. In exchange for your agreement to insure the property for at least a specified percentage of its actual value, the company agrees to Continue Reading …
If I have health insurance, why do I need Personal Injury Protection or Medical Payments coverage on my auto policy? Personal Injury Protection (PIP) coverage provides payment for medical bills, funeral expenses, lost wages or replacement services (for homemakers) if you or a member of your family are injured in an auto accident. This coverage Continue Reading …
Why is my neighbor's homeowners insurance premium less than my homeowners insurance premium? Homeowners policies are like cars. There are different types with different options. And all of those options affect the premium. Your neighbor may have chosen a higher deductible, or chosen to buy a policy that does not provide as much coverage, or chosen Continue Reading …