What is a claims-made insurance policy?

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A claims-made insurance policy is most often used to provide professional liability insurance coverage, such as the coverage needed by lawyers and doctors to protect them from malpractice claims. But it is also used frequently for other types of liability insurance, such as employment practices liability, directors and officers liability, and  Continue Reading …

The Four Parts of a Traditional Directors & Officers Insurance Policy

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Traditionally, there have been four coverage sections on a Directors & Officers insurance policy. These four parts are Nonindemnifiable Claims, Indemnifiable Claims with a Retention, Entity Coverage, and Outside Directorship Liability. 1.   For nonindemnifiable claims, the company cannot indemnify or hold harmless its directors and  Continue Reading …

Commercial Insurance Practice

For over twenty-five years, the cornerstone of Swingle Collins & Associates has been saving insurance premiums for entrepreneurs, business owners, business operators and their risk managers. Our goal is to make commercial insurance easy to understand and to help our clients make their best decision when insuring and risk managing their  Continue Reading …