Property and Casualty Insurance in North Texas
Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently. Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for repair or service, or for business use while out of town, Continue Reading …
The experience rating modifier is the one area where an employer’s efforts can significantly reduce insurance premium cost. Experience rating is the interaction of claims management and workers compensation insurance pricing. An organization that controls its losses also controls its experience modifier and ultimately is responsible for higher or Continue Reading …
My teenager just received a license to drive. Do I need to add him/her to my policy now? Will it increase my premium? The short answers are “yes” and “yes.” Most personal automobile insurance policies written in Texas extend liability coverage to anyone using a covered auto with your permission, including children when they begin to Continue Reading …
You should have an amount of insurance that is sufficient to either rebuild your building (“replacement cost coverage”) or purchase a similar building at another location suitable for your business (“actual cash value coverage”), in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe. One of the Continue Reading …
I want to thank Swingle Collins & Associates for the excellent and professional way you have handled my personal insurance needs. I certainly appreciate the reduction in my annual premiums with additional coverage. I am looking forward to the personable service you have offered concerningclaim, service, or just a questions regarding my Continue Reading …
I want to let you know how pleased I am with the service I have received from the Swingle Collins & Associates team since changing agents on my family automobile insurance, umbrella coverage and home insurance. I have received beyond the call of duty help in connection with a claim under a prior policy. Also I am pleased to have all my Continue Reading …
I have been a client of Swingle Collins & Associates for years for all of my business and personal coverage needs. I have worked with the Swingle Collins team for business along with for my home and auto; as well as several people on their support team.) Their complete expertise and professionalism, have always been Continue Reading …
I have known my SCA personal risk manager for 7 years and during that time he has assisted many clients, providing them excellent service with all their property / casualty insurance needs. One specific client comes to mind wherein SCA's detailed review of their current policies saved my client nearly $10,000 in annual premiums. These Continue Reading …
Swingle Collins & Associates Recognized by Safeco Insurance™ for Excellent Performance (2011) Dallas, TX– Safeco Insurance™ announced that Swingle Collins & Associates has been named to its 2011 H.K. Dent Society, the company’s elite Personal Insurance agency recognition program. The H.K. Dent Society, named for the Continue Reading …
My Personal Risk Manager does a fantastic job of really listening to clients and creating a solution that is right on target! Combine that with a service level that exceeds expectations and you have a winner! Continue Reading …