Property and Casualty Insurance in North Texas
Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently. Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for repair or service, or for business use while out of town, Continue Reading …
My teenager just received a license to drive. Do I need to add him/her to my policy now? Will it increase my premium? The short answers are “yes” and “yes.” Most personal automobile insurance policies written in Texas extend liability coverage to anyone using a covered auto with your permission, including children when they begin to Continue Reading …
I am taking my family on vacation this summer and we may travel to a foreign country. Will I need any special insurance to cover my personal property and liability? Vacations, whether taken in the summer or the winter, can pose unusual risks you don’t encounter every day, especially when you travel out of the country. If your fishing skills Continue Reading …
Do I need special coverage for my GPS, DVD player and other electronic equipment in my vehicle? This is a great question, and one that our customers ask frequently. Americans have developed a love affair with their electronic toys. TVs, DVD players, GPS devices, satellite radio receivers, VCRs, CD players, computers, tape decks, and stereos Continue Reading …
If you own a house that is located along the ocean, bay or within a coastal county, your home may be vulnerable to wind damage caused by a hurricane or Nor' Easter. It is important to take preventative measures to help protect your family, home and possessions. Here are some things you can do: Measures to Consider if Renovating or Building a Continue Reading …
My employees use their personal vehicles for business purposes. Is it OK to add their vehicles to the company business auto policy? This is a great question that our customers ask frequently. In a word, no. It is generally not a good idea to add an employee’s personally-owned vehicle to the business auto policy. The best advice we can give Continue Reading …
I want to thank Swingle Collins & Associates for the excellent and professional way you have handled my personal insurance needs. I certainly appreciate the reduction in my annual premiums with additional coverage. I am looking forward to the personable service you have offered concerningclaim, service, or just a questions regarding my Continue Reading …
I want to let you know how pleased I am with the service I have received from the Swingle Collins & Associates team since changing agents on my family automobile insurance, umbrella coverage and home insurance. I have received beyond the call of duty help in connection with a claim under a prior policy. Also I am pleased to have all my Continue Reading …
Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently. Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for repair or service, or for business use while out of town, Continue Reading …
Do I need special coverage for my GPS, computer, DVD player and other electronic equipment in my commercial vehicle? The mobile nature of business today has created a need for businesses to put communication and other electronic devices in their company vehicles. TVs, DVD players, GPS devices, satellite radio receivers, VCRs, CD players, Continue Reading …