Real Estate Insurance

The real estate industry presents a myriad of issues relating to a real estate insurance program. Property owners, developers and managers operate in a dynamic industry. They face not only historical exposures from natural disasters, fire, windstorm and premises liability, today’s lenders, but also new, complex and unique exposures created by tenants and courts. From initial review of a potential acquisition to post closing, our professionals in the real estate insurance arena can assist you not only in getting proper insurance coverage, but getting it at the most competitive pricing.

Ownership brings a new set of risk-management issues that include claims management, loss-control and maintenance of adequate insurance coverage and detailed cost allocation to various partners. Additionally, your commercial real estate insurance agent must understand not only how to insure real estate insurance risks but also all of the exposures, contracts, and and business practices of all of the following types of real estate risk.

Property Owners' InsuranceProperty Owners’ Insurance

  • Resorts Insurance
  • Apartment buildings
  • Industrial buildings
  • Office buildings
  • Retail properties
  • Warehouses
  • Hotels and Motels
  • Tenants in Common (TIC)
  • Real Estate Investment Trusts (REITs)
  • Residential & Business Condominiums
  • Property Managers
  • Data Centers
  • Self Storage Unit Insurance

Retail Property InsuranceYour real estate insurance agents must also understand all of the real estate insurance coverage and strategies  such as:

  • Flood Insurance
  • Earthquake Insurance
  • Hurricane Insurance
  • Deductible Strategies
  • Layered Property Insurance Structures
  • Real Estate Professional Insurance
  • General Partners Errors & Omissions
  • Real estate worker’s compensation
  • Real Estate Pollution Insurance
  • Developers Errors & Omissions
  • Builders’ Risk

In addition to the standard insurance requirements.  Real estate companies appreciate the additional services that Swingle Collins real estate insurance agents offer like entity billing, vendor certificate & contract management, certificate issuance services, insurance contract  requirements & indemnity review,  real estate insurance loss control. As a recognized leader in the real estate insurance market, Swingle Collins not only specializes in real estate insurance coverage,  we assist your company with loss control services. Thus, we achieve savings for you and your customers by getting you the best premiums at the lowest insurance premium with the best real estate insurance underwriter.

Real Estate InsuranceReal Estate Insurance – Industries Served

Owners and Managers of All Classes of:

  • Condominiums and apartment buildings
  • Industrial buildings
  • Mixed occupancy properties
  • Office buildings
  • Retail properties
  • Warehouses
  • Hotels and Motels
  • Resorts

Financial Institutions with real estate exposures:

  • Financial institution real estate programs
  • Global Real Estate Service Firms
  • Real estate investment fund managers and fiduciaries
  • Real estate investment trusts (REITs)

Real Estate Insurance – Available Coverages

  • Real Property
  • Green Coverage
    • Historical Coverage
    • Agreed Valuation
  • Rental Income
  • Machinery Breakdown
  • Liability Enhancements such as:
    • Abuse and Molestation
    • Employee Benefits Liability
  • Commercial Automobile
  • Professional Liability for REITs and Executives
  • Cyber Liability Coverage
    • 1st party expense Coverage
      • Cost to Notify, monitor, representational Repair
    • 3rd party Liability
  • Workers Compensation
  • Umbrella and Excess
  • Inland Marine
    • Builder’s Risk
    • Installation Floater
  • Contamination and Pollution Cleanup
    • 1st Party Remediation
    • On site 3rd Party Liability
    • Off Site 3rd Party Liability

Swingle, Collins & Associates specializes in real estate insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for resort insurance, office building insurance, and hotel insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.

The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.

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