Homes are more than a major investment of time and money. Homes are the “heart” of any individual or family. Homes are where our clients live, raise families, celebrate birthdays and successes and create lifelong traditions.
Our clients often have unique needs relating to architectural designs, valuables, multiple structures, and security that require enhanced protection. Unfortunately, accidents, theft and disasters happen here in Dallas. Our Personal Risk Managers thoroughly assess each property, its contents and surroundings to adequately recommend appropriate coverage against any accident, theft or disaster.
We work with insurance carriers that value our clients, their homes, families and possessions. They have earned our confidence for quick and fair settlement claims. We facilitate the claims process with the insurance carrier on our clients’ behalves to ensure that their claims are handled expeditiously and satisfactorily. Below are some of the advantages our insurance carriers may provide.
Complimentary Homeowners Insurance Services
- Complimentary Home Appraisals
- Unlimited Extended Replacement Cost
- Unlimited Rebuilding to Code
- Unlimited Temporary Living Expenses
- Optional Cash Settlements
- Coverage of Other Structures
- Special Limits for Valuables
- Numerous Other Special Coverages
Whether protecting a home, condominium, or vacation home, we’re here to make sure that our clients have adequate coverage to protect not just their homes, but their lifestyles.
Please contact one of our Personal Risk Managers for more information in adequately protecting your home.
If you are only insuring your possessions and relying on the condo association’s policy to completely rebuild your condo, you could be in for a big surprise. There are a broad range of risks that you could potentially be exposed to by not reading your association’s bylaws and accurately insuring your condo. Swingle Collins & Associates can provide you with a comprehensive bylaw review and provide you with appropriate protection for:
- Additions and alterations
- Personal property and content’s replacement cost
- Loss assessments
- Personal liability
- Additional living expenses
- Flood insurance and windstorm
- Earthquake Insurance
In North Texas, most people don’t think they need flood insurance until it is too late. Flood damage is excluded from a homeowner’s policy. Anywhere that it rains, it can flood. Almost 25% of flood insurance claims are from moderate-to-low risk areas.
Swingle Collins & Associates has access to the government primary and excess flood programs as well as private programs providing higher limits without the extra fees.
With the earth in Texas rumbling for the first time in many years, many people want to know how to insure against earthquake exposure. Swingle Collins has many different Homeowners insurance companies that offer earthquake insurance to protect your home from the loss due to an earthquake.
Swingle, Collins & Associates specializes in homeowners insurance and renters insurance coverage. The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for condominiums, flood, or earthquake insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.
The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.