“All life is the management of risk, not its elimination.” –Walter Wriston
Swingle Collins & Associates conducts comprehensive evaluations of your commercial or personal aviation insurance needs. We review and discuss named insureds, independent contractors, pilot requirements, declarations pages and policy language, purpose or use of the aircraft and destinations. If your current agent isn’t addressing each topic specifically, you may not be properly protected. After we understand your aviation insurance needs, our aviation team will review your current insurance program and help you compare coverage options, premium savings, and carrier differences.
Most clients are interested to find that the purpose for which the aircraft is used may not be covered by your current policy. Also, most aircraft policies cover flights only in the Continental US, excluding Alaska. Special insurance is required for flights to Mexico.
Regardless of the commercial aviation exposure, Swingle Collins & Associates can offer personalized coverage through aircraft liability, hangar keepers, completed products, rental, instruction, fixed base operator, airport liability, or private air park insurance.
For our private aircraft owners, Swingle Collins & Associates can provide a wide variety of fixed wing and rotor wing aircraft insurance solutions including light sport aircraft, comprehensive hull coverage, high liability limits and excess liability coverage over personal aircraft and fractional ownerships. We also have the ability to properly insure your hangar, pilot and crew.
While taking courses to become a licensed pilot may be fun and exciting, many pilots do not understand the risks of private aviation and the benefits of proper aviation insurance. Personal or recreational aviation account for 50% of all flying but 76% of fatal aviation accidents, so it’s important to have the proper aviation insurance protection in the event of a major accident.
Some additional areas of concern for aviation insurance include:
• Pilot Experience vs. Aviation Insurer Requirements
• Named Pilot Warranty vs. Open Pilot Warranty
• Aircraft Sophistication
• Airworthiness Certificates
• Usage- Stunt, Business, Pleasure
• Independent Contractors Exclusion
• Domestic vs. Foreign Flights
• Most Umbrella Policies Specifically Exclude Aviation Exposures.
Have our Aviation Insurance team contact you regarding your company or family aviation insurance needs today.
Swingle, Collins & Associates specializes in aviation insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for aviation insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.
The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.