Architect and Engineer Insurance

Swingle Collins and Associates has a specifically designed insurance program for architects and engineers. Our Architect and Engineer insurance coverage is comprehensive coverage that can meet or exceed an architect’s or engineer’s professional liability insurance needs. What’s more, because most architects and engineers are probably not bondable and don’t have product inventory like manufacturers or retailers, a professional liability insurance policy is likely to be their largest asset. The policy for architects and engineers itself will generally serve as a prerequisite to be considered for more desirable contracts, projects or clients. This means that such coverage, in addition to providing exceptional liability protection itself, is in fact a competitive advantage  for architects and engineering firms!

Backed by decades of experience Swingle Collins and Associates has designed protection for Dallas architects and engineers. Our program offers unparalleled coverage assessment and personalized attention through a team of expert risk managers, experienced underwriters and meticulous claims professionals for architects and engineers. With the stakes and risks so high, professional liability insurance is absolutely necessary for architects and engineers today. And since the professional liability insurance expense will probably be second only to payroll, all architects and engineering companies want to be sure to get the most for their money. Give us the opportunity to demonstrate how we can help, and we think you’ll agree there’s no better way to protect your firm and no better partner than Swingle Collins and Associates for architectural and engineering firms.

Industries Served
  • Architecture
  • Electrical Engineering
  • Mechanical Engineering
  • Heating, Ventilation and Air Conditioning Engineering
  • Civil Engineering
  • Traffic Engineering
  • Interior Design
  • Land Surveying (not “moonlighting”)
  • Aerial Mapping
  • Landscape Architects

Available Coverages

  • Professional Liability
  • Asbestos exclusion deleted
  • Automatic 30 days of coverage for newly acquired entities
  • Pollution Coverage for professional services
  • Consent to settle
  • Coverage for ADA/FHA/OSHA claims: $25,000 defense costs plus up to $250/day for salaries and expenses
  • Punitive Damages unless prohibited by law
  • Free Pre-Claims Assistance (deductible does not apply unless a claim is made)
  • Circumstance reporting coverage
  • No Hammer Clause
  • Blanket contractual liability coverage
  • Full prior acts coverage for eligible firms
  • Mediation deductible credits 50%–$25,000 max credit
  • Loss of Earnings Reimbursement $15,000/claim
  • Retired partner, officer, director, shareholder or employee
  • Extended Reporting Period — minimum of one year or as required by state law
  • Negligent violation of copyrights, patents and trademark
  • Non-cancelable policy
  • Automatic ERP: Free 60-day discovery
  • Design/build coverage for professional services
  • Innocent principals coverage
  • Time Delays caused by professional services
  • Worldwide Coverage with suits brought within the U.S.
  • Broad definition of professional services
  • Mold coverage for professional services
  • Applies excess of a specific project policy
  • Vaulable Papers – Blue Prints
  • International Coverage
  • Liability
  • Kidnap & Ransom
  • Equipment Floater
  • Emergency Medical,
  • Personal Travel
  • Security Assistance
  • Valuable Papers

Swingle, Collins & Associates specializes in architect and engineer insurance coverage The descriptions of coverages listed on this website are brief and subject to the provisions, limitations, and exclusions that can only be expressed in your policy and related endorsements. For additional information of how Swingle, Collins & Associates can assist in meeting your coverage needs for electrical engineering, landscape architects, and HVAC engineering insurance please contact your dedicated risk manager to discuss the benefits and services of personal homeowners insurance coverage.

The information contained on this page is provided for informational and educational purposes only. It contains general information on insurance issues and may not reflect the most current developments in insurance coverage and is unlikely to apply in all factual scenarios. The information does not include all the terms, coverages, exclusions, limitations or conditions that may be contained in the actual insurance contract language. The policies themselves must be read for those details. Sample policy forms will be made available upon reasonable request.