After twenty-seven years, Swingle Collins has built the largest private and public club specialties insurance practice in North Texas. Our clients have enjoyed the use of our Best Practices to improve the quality of their current risk management efforts to mitigate or completely eliminate the effects that losses can have on their business.
In today’s economy, we understand the importance of affordability and value with respect to the cost of your insurance program and the necessity for confidence in the coverage needed to effectively manage the variety of risks associated specifically to clubs.
Golf courses often own substantial amounts of real property in connection with their business operations. These structures will frequently include incidental property where considerable values can be present. Unfortunately, most property forms contain several peril and value limitations for many of these items, which could lead to severe under-insurance problems. In these situations, additional endorsements can buy back coverage for several restricted categories of real property including foundation, underground pipes, fencing, retaining walls, bridges, roadways, patios, walks and landscape.
Many other risk-specific coverage are necessary for most golf courses. Some of the risks or liabilities are pollution, garage keepers, liquor, property of others, fine arts and employment practice liability. On the professional side, there is normally a need for directors & officers and errors & omissions coverage.
