2012 Changes to Certificate Compliance

certificates of insurance compliance

Your certificates of insurance have just had a facelift. Thanks to a new law passed in the Texas Legislature, the way companies communicate insurance coverages through the use of ACORD certificates has fundamentally changed. The hope is that coverage miscommunications and misleading information will be a thing of the past. Senate Bill 425 went into Continue Reading …

What should our employees do when they rent a car for a company trip?

Purchasing Loss Damage Waiver?

Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently. Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for repair or service, Continue Reading …

Rental Car Coverage – Should I buy the Insurance?

cheap-rental-cars-in-florida

Should I purchase the Loss Damage Waiver offered by the rental agent when I rent a vehicle? This is a great question, and one that our customers ask frequently.  Whether you rent a vehicle for personal use while on vacation, or as a substitute while your vehicle is out of commission for repair or service, Continue Reading …

Auto Electronic Equipment – Does Insurance Respond?

car-elec

Do I need special coverage for my GPS, DVD player and other electronic equipment in my vehicle? This is a great question, and one that our customers ask frequently. Americans have developed a love affair with their electronic toys.  TVs, DVD players, GPS devices, satellite radio receivers, VCRs, CD players, computers, tape decks, and stereos Continue Reading …

Certificates of Insurance – You Can’t Always Get What You Want

Certificates of Insurance

A certificate of insurance is an informational document issued by or on behalf of an insurance company. The certificate indicates that an insurance policy exists of a certain type and limits. Certificates are simply snapshots of basic policy coverages and limits at the time of issuance of the certificate. Certificates are not intended to modify Continue Reading …

Certificates of Insurance – Why We Can’t Guarantee Notice of Cancellation

ACORD 25 Certificate of Insurance form

Why is your agency declining to issue a certificate of insurance that provides for notice of cancellation to the certificate holder? In September 2009, ACORD revised the ACORD 25 Certificate of Insurance form. One of the major changes was the removal of the cancellation notice provision. We are unable to issue an older edition of Continue Reading …

Safeco Recognizes Swingle Collins with H.K. Dent Society Award

Safeco Logo

Swingle Collins & Associates Recognized by Safeco Insurance™ for Excellent Performance

Dallas, TX– Safeco Insurance™ announced that Swingle Collins & Associates has been named to its H.K. Dent Society, the company’s elite Personal Insurance agency recognition program.

Texas Wildfires-How to Protect Your Home

Imagine this….The Texas Wildfires are fast approaching your Possum Kingdom lake house.  What goes through your mind?  “Get to Safety, This is why I buy insurance, right?”  Fire is a covered cause of loss, but imagine how furious you would be if you found out after your house had burned to the ground that preventative Continue Reading …

Swingle Collins’ Jason Pond Awarded Young Agent of the Year 2011

Jason M. Pond has won the 2011 Charlie Sammons Service Award

DALLAS, TX – We are pleased to announce that Jason M. Pond has won the 2011 Charlie Sammons Service Award presented by the Independent Insurance Agents of Dallas. This is a prestigious honor, and Swingle Collins is proud to have Jason on our team. 

Insurance to Value – Commercial Insurance Property Policy

Commercial Property Policies

You should have an amount of insurance that is sufficient to either rebuild your building (“replacement cost coverage”) or purchase a similar building at another location suitable for your business (“actual cash value coverage”), in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe. One of the decisions you Continue Reading …