Errors & Omissions

A systems integrator is contracted to update the network of a large online retailer. Due to an error or omission during the network update, the client’s e-commerce site crashes. The client has to hire another network engineer to correct the problem. The site is finally operational after three days of being offline. The client alleges Continue Reading …

Website and Internet Coverage

A packaged software company operates a chat room where customers can ask questions about their products and share ideas about how to optimize their use. In the chat room, an employee of the company makes disparaging statements about a competitor. The competitor becomes aware of this and sues the software company for not removing the Continue Reading …

Technology Products and Professional Services

In the middle of winter, pipes burst in a Buffalo, New York manufacturing plant, damaging their equipment. Investigators discover that the heating system failed to activate due to a problem with the programming done by the insured.

Worldwide Property Off-Premises

The Insured travels overseas to London, often for several weeks at a time. While there, they lease phones, furniture, computers, etc. During one of these excursions, their leased property is damaged by a fire. Standard insurance policies exclude coverage for this exposure.

Business Income from Dependent Properties

A fire damages a plant in Oregon that supplies an electronic manufacturer with components. The supplier’s fire causes a disruption in the flow of materials to the Insured, which suffers a $75,000 loss of income resulting from a delay in delivering their final product.

In-House Advertising Department is Sued for Trademark Infringement

The in-house advertising department of the XYZ Professional Sports League (“XYZ”) was sued by an east coast theater production company which bears the same name as XYZ’s made-for-television movie. The plaintiff alleged trademark infringement, as the name of the theatre production company was trademark protected.

Incompetent Temp Workers

A temporary staffing firm assigned two temporary bookkeepers to a company for one year to cover two maternity leaves. During this period, the bookkeepers failed to pay the mortgages on the company’s properties, as well as the property taxes, resulting in a loss to the company of more than $1 million. The company sued the staffing firm for Continue Reading …

Executive Makes Defamatory Comments

During a national trade convention, the CDO of a prominent company read from a media kit about its products and those of competitors, including defamatory comments about the executive officers of a competitor. Total Cost: $1,500,000.

Software Company Infringes On Copyright

After winning a major contract to participate in the upgrade of health care information technologies for a network of regional hospitals, a software company was sued for copyright infringement when it integrated another company’s software into its product, without the appropriate permission and licensing agreement. Total Cost: $750,000.

Manufacturer Infringes On Trademark Rights

After securing its first contract to provide a critical component to a major Department of Defense contracter, an emerging technology component manufacturer introduced a new product name that was similar to the registered trademark name of a national firm. The firm sued the manufacturer for trademark infringement. Total Cost: $500,000.