Property Damage Arising Out of Defect in Product

The insured manufactured and marketed fire retardant plywood to homebuilders and roofers. The process used to increase fire resistance in the plywood breaks down where the wood is exposed to hear and moisture. Normal summer weather conditions cause the wood to sweat a low concentration of acid. The acid in turn breaks down the glue and resin binding the Continue Reading …

Wrongful Death Arising Out of Unsafe Maintenance of Property

The insured owns and operates retail stores that sell home hardware, lumber, tools, garden equipment, etc. Two customers were shopping at the insured’s store when the top bundle of a display of pressure treated lumber fell onto them. One customer was killed, the other injured. These displays were held together with metal bands and weighed approximately 2,000 pounds. Three Continue Reading …

Auto Liability Claim

The insured hauls building materials and construction supplies. An employee of the insured was driving an insured-owned tractor trailer when his truck overheated. He pulled off the road onto the side median to let the engine cool down. When re-entering the roadway, he built up speed while driving on the shoulder and merging into the Continue Reading …