I am taking my family on vacation this summer and we may travel to a foreign country. Will I need any special insurance to cover my personal property and liability? Vacations, whether taken in the summer or the winter, can pose unusual risks you don’t encounter every day, especially when you travel out of the Continue Reading …
Homeowners Policy Premium
December 13, 2010 By
Why is my neighbor’s homeowners insurance premium less than my homeowners insurance premium? Homeowners policies are like cars. There are different types with different options. And all of those options affect the premium. Your neighbor may have chosen a higher deductible, or chosen to buy a policy that does not provide as much coverage, or Continue Reading …
Insurance to Value – Homeowners and Dwelling Policies
December 13, 2010 By
How much insurance do I need on my home? You should have an amount of insurance that is sufficient to rebuild your home in the event it is totally destroyed by a fire, tornado, hurricane or other insured catastrophe. It’s estimated that about 60 percent of American homes are underinsured by an average of 22 Continue Reading …
Taking Insurance to College
December 13, 2010 By
My son (daughter) is leaving home in North Texas to attend college this fall. Will my auto and homeowners insurance policies cover him (her) while at college? When college students move from home to their home-away-from-home, a rented dorm or apartment, insurance issues can arise and should be addressed before they leave home. One key Continue Reading …