Property and Casualty Insurance in North Texas
If you own a house that is located along the ocean, bay or within a coastal county, your home may be vulnerable to wind damage caused by a hurricane or Nor’ Easter. It is important to take preventative measures to help protect your family, home and possessions. Here are some things you can do: Measures Continue Reading …
Earthquake damage can be mitigated if you and your family take precautionary measures. Here are some steps you can take before, during and after an earthquake. Before an Earthquake Have a licensed contractor check your chimney(s), roof and wall foundations for stability. Make sure your home is bolted to the foundation. Secure your water heater(s) Continue Reading …
Careful planning is key in protecting your home and valuables from theft. Here are some ways to help safeguard your property: General Security Measures Exterior and interior doors that lead from the basement or garage should be constructed of solid wood or metal and equipped with dead bolt locks. A well-illuminated home is less of Continue Reading …
Download the pdf version of this article here: Protecting Your Home and Family from Fire.pdf Careful planning can often help you avoid loss or injury to your family and property. Follow these fire prevention and safety tips: Take Precautionary Measures: Smoke detectors should be installed on each level of your home and outside every sleeping Continue Reading …
Whether caused by prolonged rain, heavy snowfall, old appliance hoses, frozen or corroded pipes, or even clogged drains, water damage is not only inconvenient, but also costly. Routine inspection and maintenance can help you keep water where it belongs. Use the following tips to identify potential problem areas in and around your house. While you Continue Reading …
The average American household contains thousands of dollars in electronics and appliances, including televisions, computers, home theaters and sound systems. With the increasing popularity of the smart home, anything in your home that uses electricity can be put on a home network at your command. All the advanced technology and the vast array of gadgets Continue Reading …
My teenager just received a license to drive. Do I need to add him/her to my policy now? Will it increase my premium? The short answers are “yes” and “yes.” Most personal auto policies written in Texas extend liability coverage to anyone using a covered auto with your permission, including children when they begin to Continue Reading …
If I have health insurance, why do I need Personal Injury Protection or Medical Payments coverage on my auto policy? Personal Injury Protection (PIP) coverage provides payment for medical bills, funeral expenses, lost wages or replacement services (for homemakers) if you or a member of your family are injured in an auto accident. This coverage Continue Reading …