Property and Casualty Insurance in North Texas
One thing that every homeowner fears after a property loss is hearing the words "Sorry, you're not covered.” Wealthy Families and individuals often have homes equipped with expensive electrical systems such as complex multi-zone heating and air conditioning systems, home security systems, and home theater systems. These often elaborate systems Continue Reading …
If a household employee is injured while working for me, will my homeowners insurance policy provide any help with the medical bills? What if the employee sues me? Do I need to purchase workers compensation insurance? You are not required to purchase workers compensation insurance to cover these employees, because the Texas Workers’ Continue Reading …
The holiday party season is just around the corner. If you are considering hosting a party for friends and family this year, whether at home or in a restaurant or rented facility, you want to be sure the event is not ruined by an insurance or liability issue – and there are plenty of issues to consider. Liquor Liability Even though Continue Reading …
A gas exploration company land man has offered me a large sum of money to explore for gas on my property and an even larger sum of money to extract the gas if they find it. What potential liabilities do I face if I accept the offer and what insurance is available to protect me if something goes wrong? That’s an excellent and timely Continue Reading …
I own some vacant land and farm land that I want to lease to groups of hunters and also allow some daily hunting by individual hunters. What kind of liability insurance should I purchase to protect me in case someone is hurt while hunting on my land? Isn’t there a law that gives me immunity for this? We’re glad you asked, because chances are Continue Reading …
Will the liability insurance on my homeowners policy cover me if I accidentally shoot someone while hunting? What about some other kind of accident on my hunting lease? And do I need any special coverage on my hunting jeep and 4-wheeler? It’s as certain as the hunting seasons: When the season begins, hunters ask us about liability Continue Reading …
Five-hundred ninety-seven counties have been designated The United States Department of Agriculture as disaster areas due to drought. Agriculture Secretary, Tom Vilsack, addressed the matter on January 9, 2013 – citing 597 counties in 14 states as primary natural disaster areas due to drought and heat – putting the United States in one of the Continue Reading …
Insuring a condominium unit is more complicated than insuring a single-family home, because condo ownership involves laws and contracts that affect the way insurance should be provided. If you own a condominium, here are some tips you can use to be sure your investment is protected. There is no way to arrange insurance on a condo unit without Continue Reading …
Achieving the level of ‘Professional’ in any occupation comes with its advantages, and challenges. In the world of sports, professional athletes and their families face unique risks and exposures that most in the private segment seldom have to face. Personal information including contract negotiations and salary details are made public as Continue Reading …
My teenager just received a license to drive. Do I need to add him/her to my policy now? Will it increase my premium? The short answers are “yes” and “yes.” Most personal automobile insurance policies written in Texas extend liability coverage to anyone using a covered auto with your permission, including children when they begin to Continue Reading …