Property and Casualty Insurance in North Texas
The engineering and manufacturing company had several coverages missing, including directors & officers, crime, employment practices liability and fiduciary liability. Several corporate entities had also been excluded or were missing.
We met with key employees at the company to understand the risks and exposures they faced. We then spent time with our underwriters to design a risk transfer program to address all of the client's exposures.
An architecture firm had professional and general liability coverage with different carriers. This businessowner was unaware of the large gaps left between the two coverages.
Swingle Collins presented its proprietary program to solve all of the gaps and coverage issues to which the client had been unknowingly exposed.
A North Texas box company had grown significantly over ten years in both revenue and employee size but had not made any material changes to their property and casualty insurance to account for the expansion. As a result, they were underinsured in several areas and did not have insurance necessary to protect their new exposures.
The company’s management was hesitant to go through the review process because the owner had known his agent for 26 years and was comfortable with their relationship. The owner thought their agent knew them so well that it was a waste of time to meet with Swingle Collins. Ultimately, management did let us do a review of their current policies to justify their belief that the company already had adequate insurance.
